Why You Need a Home Inspection  - COMING SOON

Buying a home is one of the most important purchases you will make in your lifetime, so you should be sure that the home you want to buy
is in good condition.
A home inspection is an evaluation of a home’s condition by a trained expert.
During a home inspection, a qualified inspector takes an in-depth and impartial look at the property you plan to buy. The inspector will:

Evaluate the physical condition: the structure, construction and mechanical systems.

Identify items that should be repaired or replaced.

Estimate the remaining useful life of the major systems (such as electrical, plumbing, heating, air conditioning), equipment, structure and

After the inspection is complete, you will receive a written report of the findings from the home inspector.
The home inspector does NOT estimate the value of the house
Home Inspections Are Not Appraisals

A property appraisal is a document that provides an estimate of a property’s market value.
Lenders require appraisals on properties prior to loan approval to ensure that the mortgage loan amount is not more than the
value of the property.

Appraisals are for lenders:

Home inspections are for buyers.

FHA, which is part of the U.S. Department of Housing and Urban Development (HUD), requires lenders to obtain appraisals of
properties securing FHA-insured loans. FHA requires appraisals for three reasons:

To estimate the market value of the property.

To make sure that the property meets FHA minimum property requirements/standards (health and safety).

To make sure that the property is marketable

The FHA appraisal process will note property deficiencies that are readily observable and found not in compliance with HUD’s
minimum property requirements/standards (Handbook 4905.1 REV-1 and Handbook 4910.1). These deficiencies may not be the
same as those items noted in a home inspection report
About FHA Home Inspections

FHA helps individuals and families become homeowners by providing lenders with mortgage insurance for certain loans.

FHA does not guarantee the value or condition of your future home, and FHA does not perform home inspections. If you find
problems with your new home after closing, FHA cannot give or lend you money for repairs, nor can it buy the home back from

That’s why it is so important for you, the buyer, to get an independent home inspection. Ask a qualified home inspector to
thoroughly examine the physical condition of your future home and give you the information you need to make a wise decision.
The Bottom Line: Spending Hundreds May Save Thousands

inspection conducted by a qualified inspector. You will have to pay When you make a written offer on a home, you should insist
inspection conducted by a qualified inspector. You will have to pay for the inspection yourself, but it could keep you from
buying a house that will cost you far more in repairs down the road. If you are satisfied with the results of the inspection, then
your offer can proceed
Radon Gas Testing

The U.S. Environmental Protection Agency and the Surgeon testing, call the National Radon Information Line at
1-800-SOS-Radon or 1-800-767-7236. As with a home inspection, if you decide to test for radon, you may do so before
signing your contract, or you may do so after signing the contract as long as your contract states the sale of the home
depends on your satisfaction with the results of the radon test.
Florida Regional MLS, the National Association of Realtors and for the last ten years I have been employed as an
agent for  Charles Rutenberg Realty one of the largest and highest producing Real Estate firms in all of Central
Florida.  If you are looking to Buy or Sell - Call me 352-408-3868

MUST-SEE-HOMES  Free search of homes and land  for sale including both New homes and more experienced homes plus condo,
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Agent Charles Rutenberg Realty