Below you will find Lenders that are familiar with a variety of scenarios.  John and Megan know how to get their fingers on grant
and bond money to help first time home buyers. Tom has an awesome No Money Down program for Doctors and New
Construction experience. Gary never forgets that he works for you and David .... I've seen him pull a miracle or two.
Remember this is a starting point and most importantly you are the boss.  
If you have great credit, income and cash reserves...nobody gets to push you around.
Even if you are just so-so and debt ratio is a tad high ... hold your ground.


A local bank may have limited funds available to loan and because of this a stricter criteria for qualifying.
A correspondent lender or mortgage broker may have access to hundreds of different financial institutions and loan types available to assist you in qualifying.

If you know that you are not eligible for a standard mortgage please call or email me directly. I keep a list of hard money lenders that offer private financing.
Gary Ashcraft
Homespire Mortgage
Tom Hamlin
5/3 Bank
Executive Mortgage Banker
New Construction Specialist
407.620.1627
NMLS# 268127
cell  352-396-2126
NMLS 1588530
David Fredrick
Self Pro-Claimed
Mortgage Financing Guru Extraordinaire
Cell: 941-735-5272
This website belongs to Deborah Elliott, agent with Charles Rutenberg Realty one of the largest and highest
producing Real Estate firms in all of
Central Florida.  If you are looking to Sell - Call me 352-408-3868
If you have a complaint about something on this website - Call me. This is my domain and no one else has any
blame.
352-408-3868

John Van Fleet
Academy Mortgage
(352) 426-6202
NMLS # 1842196
Megan Ennis, CEO
NMLS # 326418
352-746-4290

CITRUS LENDING
Local home search website with collection of tools to assist buyers and sellers in process of buying or selling a home,
house, townhouse, villa, condo, farm, mobile home, trailer, manufactured home either new or existing and move in ready.
Investors are able to locate fixer-uppers or handy man specials while families may appreciate the option of easy access to
lenders able to secure rehab loans or money.
For that Forever home you'll find data to help, verify or dispute information you found on real estate sites before you jump
in the car to go see or visit an advertised open house. Serving Central Florida primarily Lake, Sumter, Volusia, Marion,
Orange, Seminole counties  Astatula, Clermont, Montverde, Ferndale, Groveland, Mascotte, Leesburg, Grand Island,
Eustis, Mount Dora, Lady Lake, Weirsdale, Ocklawaha, Okahumpa, Tavares, Sorrento, Summerfield, Oakland, Orlando,
Winter Garden, Ocoee, Deland, Wildwood, Coleman, The Villages and beyond more homes. Looking to Buy or Sell home,
property, land this is the place. Welcome to Must-See-Homes.com